SPRINGFIELD, MO—American National is here to help policyholders that have been impacted by the recent snow storms. If you were impacted by the storms, we urge you to report claims immediately – no matter how minor the damage may appear. To report a damage claim, please visit your local agent’s office or call the American National 24-hour claims hotline at 1.800.333.2860.
American National encourages those who incur property damage to wait to make repairs until an adjuster can complete a property inspection. If immediate action is necessary to prevent further damage, make sure it’s safe to make repairs and take time to thoroughly document the damage. Save all repair-related receipts so they can be included in claim reports. For those policyholders who sustain vehicle damage, appraisers will be available to assist with inspections.
Property damage can also be caused by ice accumulation or an ice dam at the edge of a roof. A key to preventing ice dams is to keep attic temperatures below freezing. This means stopping warm air from inside the house from entering or building up in the attic.
- Ventilation —A properly ventilated roof allows warm air to escape from the attic.
- Insulation — A well-insulated attic reduces how much warm air enters the attic from the living areas below. However, make sure the insulation doesn’t cover the soffit vents because that will reduce needed air circulation.
- Air Leakage — Normal insulation does not account for air leaks related to a host of items that penetrate into the attic, such as plumbing vents, electrical wiring, light fixtures and pull-down attic stairs. Use the appropriate caulk, urethane spray-foam or weatherproofing to make the areas around the penetration air tight.
American National also wants to remind those involved with storm cleanup to exercise caution, since debris can create unexpected hazards. Follow the directions of local authorities regarding accessibility to damaged areas.
Additional informational and resources to help policyholders dealing with the aftermath of winter weather can be found at farmfamily.com.