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This email is for informational purposes only. It represents the originator's personal views and opinions, which do not necessarily reflect those of American National. It is not investment advice, and it should not be construed as an offer or invitation to sell or a solicitation of an offer to buy products or services. The availability of products and services may be limited by the applicable laws and regulations in certain jurisdictions. Receipt of an email from American National, including in response to requests for coverage, policy changes, or claims, does not constitute a binding agreement, confirmation of coverage, or acceptance of any terms. Any action that you might take upon this email might be at your own risk.

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Please note that American National may monitor and record email traffic data and also its content for the purposes of security and compliance. Personal information contained in communications with American National is subject to our Privacy Policies and applicable privacy laws.