Privacy Policy

AMERICAN NATIONAL INSURANCE COMPANY and its direct and indirect subsidiaries, including, without limitation, American National Life Insurance Company of New York, American National Life Insurance Company of Texas, ANICO Financial Services, Inc., Garden State Life Insurance Company,  American National Property And Casualty Company, American National General Insurance Company, American National County Mutual Insurance Company, American National Lloyds Insurance Company, Farm Family Casualty Insurance Company, and United Farm Family Insurance Company (each a “Company,” and collectively, the “Company”) recognize and respect the privacy of our policyholders and persons using the Company’s Client Site (“Site”) and the AN Mobile Application (“Mobile App”).

The words "you" and "your" refer to each person using this Site or Mobile App and each person who uses the Site or Mobile App with the permission of the registrant. The words "we," "us," and "our" refer to the Company and any agent, independent contractor, or assignee that the Company may, in its sole discretion, involve in the provision of services through the Site or Mobile App.

By accessing or using the Site or Mobile App, you agree to this Privacy Policy. If you do not agree with this Privacy Policy, please do not access or use the Site or Mobile App. This Privacy Policy details how we protect information we collect and maintain about you.

Overview

Personal information is any information that identifies you or your policies or contracts. Personal information may include the following: (1) a first and last name; (2) a home or other physical address, including street name and name of a city or town; (3) an email address; (4) a telephone number; (5) a social security number; (6) a bank account number; (7) a credit or debit card number; (8) claims information; (9) any other identifier that permits the physical or online contacting of a specific individual; (10) information concerning a user that a website, mobile application, or online service collects from the user and maintains in personally identifiable form in combination with an identifier listed above.

As a general principle, the Company will not automatically collect personal information from users of the Site and Mobile App. Personal information is collected only when knowingly and voluntarily submitted by you. We will ask for personal information, such as your name and email address, when you submit an information request form or request services that require registration, such as subscribing to American National Email Updates. This information is used for a variety of business purposes, including quality assurance, regulatory compliance, and upgrading website advertising and product content to better serve you and your insurance needs. 

We may collect certain non-personal information (such as your internet browser, your computer or mobile device operating system, your IP address, your internet service provider address, crash reports, navigation paths, and usage statistics) though the use of third party data collection software. We may use such non-personal information for internal purposes, including improving your access to and content of the Site and Mobile App. 

When you download or use the Mobile App, we may receive non-personal information about your location and your mobile device (such as the unique identifier for your mobile device and your device settings). This information helps us provide you with location-based services, search results, and other personalized content. If you do not want us to use location information, you can change your location settings on your mobile device to prevent the sharing of that information. Please note that certain features may not function properly or at all as a result of disabling the location settings.  

The Mobile App may send you push notifications to provide updates and other service related information. If you wish to opt-out of receiving push notifications, you can disable them at the device level.  
 

Security Generally

Any personal information stored on our systems is protected from unauthorized access by appropriate physical, electronic, and procedural safeguards to maintain the confidentiality and security of your personal information. In addition, we hold our employees and business partners to strict standards when collecting, reviewing, or working with your personal information. The Company will not sell or disclose your personal information submitted through the Site or Mobile App to any non-affiliated third parties for marketing purposes. In certain circumstances, it may be necessary to disclose your personal information in order to identify, contact, or bring legal action against persons causing injury to or interfering with your rights, our rights, or the rights of other users of the Site, Mobile App, or our services. No such disclosure will be made, however, unless the Company believes in good faith that such disclosure is permitted or required by law. 

Your Site and Mobile App account is password protected so that only you can access the account and view information related to your policies or contracts. We recommend that you do not divulge your password to anyone. No authorized representative of the Company will ever ask you for your password in an unsolicited contact, telephone call, or email. Ultimately, you are responsible for maintaining the secrecy of your password and your Site and Mobile App account information. 

Please remember to sign out of or log off the Site or Mobile App and then close your browser window or mobile application when you have finished accessing the Site or Mobile App. This will help ensure that others cannot access your Site and Mobile App account if your computer or mobile device is accessible to them, you share a computer or mobile device with someone else, or you are using a computer or mobile device in a public place.  

The Company uses certain technology to encrypt or otherwise protect your personal information. However, we cannot guarantee the security of all information transmitted over the internet. Although the Company strives to protect your personal information, we cannot guarantee or warrant the security of any information you transmit to or from our online products and services. These transmissions are undertaken at your sole risk.  
 

Protections for Children (Individual Users Under the Age of 13) 

The Company does not knowingly solicit information from children, nor do we knowingly market our products to children. Persons under 13 years of age may not submit or post personal information to the Site or Mobile App without the consent of their parent or guardian. All persons registering on the Site or Mobile App will receive an email confirming their registration. Persons under 13 years of age must provide the email address of their parent or guardian when registering.  
 

Cookies

When you connect with the Site and Mobile App, the Company places a small text file, called a "cookie," on your hard drive, as a means to identify you to our computers in the future. Cookies are a standard type of data file used by web site administrators to facilitate your ongoing access to and use of a particular website or mobile application. Depending on the information you have previously provided to us, a cookie from the Company might contain your name, email address, postal address, and telephone number. It will not include your password or credit card number. No information stored in a cookie will be shared with or accessible to anyone outside of the Company. If you do not wish to receive this or other cookies when you are online, or wish to condition your receipt of such files, there is a simple procedure in most browser software that will allow you to block or condition their receipt. Cookies may be necessary, however, to provide you with certain features of our online products and services. 

The Company also allows third party companies to use cookies to collect certain anonymous, non-personal information when you visit the Site. We use “Google Analytics” to collect nonpersonal information about use of the Site. For more information about how Google uses this information, please visit www.google.com/policies/privacy/partners/. If you do not wish for “Google Analytics” to receive this information concerning your visit to the Site, you may opt out of the service by using the Google Analytics Opt-out Browser Add-on, which may be found at http://tools.google.com/dlpage/gaoptout. 
 

External Links

Links to or from third party websites may be offered as a matter of convenience and in no way are meant to imply that the Company endorses, controls, approves, sponsors, promotes, or is affiliated with the owners of or participants in those sites or any material contained therein. Because third party sites are not under the Company’s control, the Company cannot guarantee the quality, accuracy, or timeliness of any information contained on these sites. The Company is under no obligation to maintain any link on the Site or Mobile App and may remove any such link at any time in its sole discretion for any reason whatsoever. You should check the privacy policies of any third party website that you visit. 
 

Changing, Correcting, or Removing Personal Information

If you would like to change or correct any personal information you have provided to us, or request that we remove personal information from our records, you may do so by sending your request to the Company at:

One Moody Plaza 
Galveston, Texas 77550 
Attn: Privacy Compliance
 

Changes to the Privacy Policy

The Company reviews its privacy policies and practices periodically and reserves the right to amend the terms of this Privacy Policy at any time. We will post the updated Privacy Policy to the Site and Mobile App, and any changes will become effective upon the posting of the updated Privacy Policy to the Site and Mobile App. If you do not agree with the terms of this Privacy Policy, you can choose to discontinue your use of the Site and Mobile App. You can return to this page periodically to review the most current version of this Privacy Policy.