Business Insurance

Only you know what success looks like for your business and we can help you avoid some pitfalls that could cut into your bottom line. Let's work together to cover your business.

Find an Agent

Explore Insurance

Property Coverage

What your business owns, what rights it holds and what your company is entitled to is important. That's why we offer coverage options to protect:

Buildings, permanently installed equipment and outdoor fixtures
Computer systems, electronic media, including valuables
Outdoor property, including signs and debris removal
Property in transit or temporarily off premises
Accounts receivable
Employee dishonesty, forgery or alterations
Money and securities, on or off premises

Liability Insurance

Mitigate the impact of damages, lawsuits, medical expenses and anything else you're held responsible for, on or off the premises.

Helps with costs to defend and settle claims against your business, including property damage and bodily injury
Fire legal liability/damage to premises rented by you
Medical expenses
Hired and non-owned auto
Primary and noncontributory coverage

Workers Compensation

A business is only as good as its employees. Make sure yours know they're valued with an insurance plan that helps replace lost wages and pays for medical treatment should they suffer a work-related injury.*

*Not available in all states.

Pension Plans

When it comes to putting together a pension package that is best for your business, we make it simple. You supply the information – we’ll take care of the rest.

412(e)(3) Plans
401(k) Plans
Cross-Tested Profit-Sharing Plans
Cash Balance Plans
Innovative design
Complete Plan Administration

two people moving boxes into a truck, while one person moves boxes with a tool

Commercial Auto Insurance

Your vehicles are an extension of your business. Proper coverage allows you to rest easy knowing your business is well covered, wherever it goes.

You can't be everywhere at once — that's where we come in:

Drive Responsibly - Accidents happen, but we can limit your exposure once they do with liability coverage for bodily injury physical damage and property damage
Additional Help - If vehicles are damaged outside of an accident, there are options to help keep you covered.
Personal Injury Protection - We can help with medical payments for those who suffer injuries out on the road — from medical expenses to lost wages in the event of an accident.*

*Not available in all states

Other Coverage Options

Loss of Income

Following an accident, we can help bridge the gap for extra expenses you incur or potential profits you miss out on.

Loss of Income

Following an accident, we can help bridge the gap for extra expenses you incur or potential profits you miss out on.

Cyber

Protect against costs to fix damaged data and systems after a cyber-attack.

Cyber

Protect against costs to fix damaged data and systems after a cyber-attack.

Commercial Umbrella

An umbrella insurance policy provides a low-cost means for obtaining coverage that picks up where your other policy limits end.

Commercial Umbrella

An umbrella insurance policy provides a low-cost means for obtaining coverage that picks up where your other policy limits end.

Employer Stop Loss

A self-insure health insurance plan puts small business owners at risk of significant losses resulting from catastrophic claims. We can help limit exposure.

Employer Stop Loss

A self-insure health insurance plan puts small business owners at risk of significant losses resulting from catastrophic claims. We can help limit exposure.

Loss Prevention Tips

When it comes to protecting your business, every bit of info can help prevent the unexpected. See ways you can keep your business running.

Learn More Learn More

Can't find what you're looking for?

Hi! I'm Annie®, a virtual assistant at American National. How can I help you today?

American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and affiliates. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for the products and services it issues.

Terms & Conditions

Your California Privacy Choices 1

New York Domestic Violence Notice

Site Map